A need · Pay
Pay and get paid anywhere
Send dollars in seconds, spend from your own wallet and cash out at a counter in town. Start with a five minute Unlock or a full route.
- 7 Unlocks
- 14 solutions
- 6 surprises
Do it in minutes
Unlocks for this need
- Pay · 10 min · Free on testnet; small USDC gas on mainnetSend dollars across a border in secondsArc is Circle's chain where USDC itself pays the gas, so you only need the dollars you send.Open this Unlock →
- Pay · 15 min · Card fees varySpend stablecoins anywhere with a cardTria is a self-custodial crypto neobank whose card lets you spend from your wallet balance.Open this Unlock →
- Pay · 15 min · Spread of roughly 1 to 2 percent on app ramps; P2P taker fees are often zero but the merchant's quoted rate carries a marginTurn stablecoins into local money through a regulated on-ramp or P2P deskLocal stablecoin apps and P2P marketplaces match your USDT or USDC with someone who pays you in local currency by bank or mobile money, w...Open this Unlock →
- Pay · 15 min · Network gas plus variable interest; cheap gas on L2s, rates change with demandBorrow against crypto you already hold, no credit checkAave lends against collateral you deposit, so no credit score is asked for. You must deposit more than you borrow, and the collateral is...Open this Unlock →
- Pay · 15 min · Fees shown in the wallet before you confirmTurn USDC into cash at a MoneyGram counterWallets built on Stellar can send USDC to MoneyGram Ramps and you collect local cash at a counter with photo ID.Open this Unlock →
- Pay · 15 min · Card fee varies by regionSpend from a card you hold the keys toGnosis Pay links a Visa card to your own Safe account, so funds stay yours until you tap.Open this Unlock →
- Pay · 5 min · Gas plus a small feeBridge in seconds and compare what landsIntent bridges like Across and Relay fill fast with solvers; Jumper compares many routes at once.Open this Unlock →
Real problems, solved
Solutions
- 3 stops“Get paid from abroad, no bank needed”A free wallet on your phone can receive dollars from anywhere as USDC, usually in minutes, with no bank account behind it. Hold the dolla...See the route →
- 3 stops“Sending money home costs too much”Send USDC on a low-fee network like Base or Solana to a wallet your family controls, then cash out in naira through a licensed local ramp...See the route →
- 3 stops“My bank froze my account”Often the fastest fix is to ask the bank in writing exactly which papers it needs, then send them promptly. Then build a backup that keep...See the route →
- 3 stops“Keep my savings worth something”You can hold part of your savings in a dollar stablecoin like USDC, in your own wallet or a family Safe that needs two of three signature...See the route →
- 2 stops“I have no card to pay online”You can spend USDC anywhere cards are accepted with a stablecoin card like Tria, where it is available in your country, and a virtual car...See the route →
- 3 stops“Send my tip straight to the creator”Your whole tip can reach a creator anywhere for a cent or two: send USDC to their wallet or ENS name, or tip them in-app on Farcaster. No...See the route →
- 3 stops“Get paid even if your app is blocked”A self-custody wallet is not an account a company can switch off in your country, so a client can still pay you in USDC. Test the whole r...See the route →
- 3 stops“Our charity's funds keep getting frozen”A group wallet lets your charity hold donations so several members approve each payment, and every gift is visible to donors. That openne...See the route →
- 3 stops“Borrow with no credit history”DeFi lending never asks for a credit score: on Aave you borrow against collateral you already hold, so you keep your savings and still ge...See the route →
- 3 stops“Streaming pays my band almost nothing”Your fans can pay you directly in USDC through a tip jar you own, with no label or distributor in the middle, and one fan tipping two dol...See the route →
- 3 stops“Our village wants to pool for a well”Your village can hold a fund that no single person can spend, and that anyone can check on a phone. A multisig wallet needs, say, three o...See the route →
- 3 stops“Get paid after processors drop me”You can take payments on a contract you own, with no processor account to close: a USDC tip jar or paywall that charges even cents per po...See the route →
- 3 stops“Stripe and PayPal don't serve my country”Clients anywhere can pay you in USDC to a wallet or payment page you own, settled in about a minute with no merchant account and no hold....See the route →
- 3 stops“Give our token a real use after TGE”A token gains a use when someone else accepts it. List it as collateral on a Morpho market, let agents pay for your service per call via...See the route →
Off the usual map
You didn't know this was possible
- Who knew? · Unlock
USDC in a Stellar wallet can become cash at a money transfer counter in town.
Turn USDC into cash at a MoneyGram counter - Who knew? · Unlock
On Arc the dollars themselves pay the gas, so a first-time receiver needs nothing else.
Send dollars across a border in seconds - Who knew? · Unlock
A Visa card can spend straight from a Safe you own, so the money is yours until you tap.
Spend from a card you hold the keys to - Who knew? · Unlock
Tap your passport to your phone and prove you are over 18 without showing your name.
Prove a fact about you without showing your papers - Who knew? · Unlock
One ENS name can hand out free subnames to your whole family, each one a payment address.
Own a name that works as your wallet address - Who knew? · Unlock
A five minute sweep can close doors you left open to apps you used once, years ago.
Close the doors old apps still hold open
Rarely asked
Questions nobody thinks to ask
- Can I turn USDC into cash at a counter?Answered →
- Can I use a betting market without betting?Answered →
- Can I prove a file existed on a certain day?Answered →
- Can I prove my income without showing my bank statement?Answered →
- Is connecting a wallet the dangerous part, or signing?Answered →
- Can perp points start with no deposit?Answered →
- Can points cost less than the deposit they need?Answered →
- Can a village hold money together without a bank?Answered →
- Can my work history outlive the company I worked for?Answered →
- Can I check an influencer's old calls against the real price?Answered →
- Can a token find a new use after it drops?Answered →
- Can I get an identity without papers?Answered →
Other needs