A problem people bring · solved

I have no card to pay online

You can spend USDC anywhere cards are accepted with a stablecoin card like Tria, where it is available in your country, and a virtual card is ready for online shopping fast. Fees vary by tier and the FX fee on non-dollar purchases is often the biggest cost, so check before you top up.

  • 2 stops
  • 30 minutes, all in
  • 4 surprises
  • 1 live demo
Walk the routefirst, who knew?

Chapter 1

Who knew?

the bits nobody tells you
Oh! #1
Your dollar savings become spendable online without a bank account.
A stablecoin card converts USDC at the point of sale.
Oh! #2
You can earn in USDC and spend from the same balance, skipping a cash-out step.
There is no bank transfer between getting paid and paying.
Oh! #3
A virtual card can be ready for online shopping before a plastic one would even ship.
Tria offers virtual cards alongside physical ones.
Oh! #4
The FX fee, not the card fee, is often the biggest cost for non-dollar purchases.
Third-party guides list Tria FX costs of about 3 to 4 percent.
People assume

Only bank customers can get cards, and they are free.

Actually

Tria lists yearly card fees from roughly 20 to 250 dollars by tier, plus FX fees of a few percent on non-dollar spending. Third-party figures differ, so check the app for your country.

Chapter 2

The free route, step by step

tap a stop to do it now

2 stops, cheapest first

  1. Stop 1 · PaySpend stablecoins anywhere with a cardCard fees vary15 minTria
  2. Stop 2 · PayTurn stablecoins into local money through a regulated on-ramp or P2P deskSpread of roughly 1 to 2 percent on app ramps; P2P taker fees are often zero but the merchant's quoted rate carries a margin15 minA licensed local ramp or escrowed P2P desk

Three ways through

Pick your route

free, bold, or build the missing piece
  1. Start free tonight

    Find the card that serves your country

    Coverage decides everything, and checking costs nothing.

    1. Spend stablecoins anywhere with a card
    2. Compare RedotPay, KAST, Ether.fi Cash and Tria on fee and FX for your monthly spend.

    Cost Free to check.

  2. The bold play

    Keep the keys while you shop

    A self-custody card spends straight from your own account, so a card issuer never holds your savings.

    1. Spend from a card you hold the keys to
    2. Send dollars across a border in seconds
    3. Keep only a month of spending on the card account.

    Cost Card fee by region plus FX on non-dollar purchases.

  3. Build it

    Build the true-cost card table

    Built by the House

    Nobody publishes one honest page of yearly card cost per country. Build it and the House will help.

    1. Own a working onchain app with your name on it
    2. Model a 200 dollar monthly spend across five cards and update it monthly.

    Cost Build time.

    Build it yourselfwith Deployr Build it with the Housein the Workshop

Your version

Make this mine

Tell the Engine where you stand and it re-routes this answer for you. Three free a day, shared with Ask the Engine. Engine Pro members get unlimited.

What I already have

Past the basics

What’s possible

live today, or yours to build
  • Live today

    A virtual stablecoin card for online shopping, funded with USDC.

    How Check your country in the Tria app. Pass the identity check. Top up a small amount first.

    Try it
  • Live today

    A self-custody Visa card that spends from your own Safe account.

    How Check Gnosis Pay coverage. Open the account. Spend a small amount first.

    Try it
  • Possible to build

    A country-by-country card table showing true yearly cost for a typical spend.

    How Collect card and FX fees. Model a 200 dollar month. Update monthly.

    Build it yourselfwith Deployr Build it with the Housein the Workshop

Project + project

Combos nobody marketed

A + B = something new
  • Gnosis Paya Safe vault

    Savings sit behind two keys; only spending money reaches the card account.

    Why it works Gnosis Pay cards run on a Safe account.

  • Ether.fi Cashstaked ETH

    Spend against staked ETH without selling it.

    Why it works Ether.fi Cash lets you borrow against your deposit to pay.

  • USDC incomeTria virtual card

    Get paid and shop online from one balance, skipping the cash-out step.

    Why it works A stablecoin card converts USDC at the point of sale.

Chapter 3

Try it live

Do not take our word for it. Tria runs right here, so you can poke at the real thing before you commit to anything.

Screening Room

Watch it first

More films →

Chapter 4

Where it matters most

  • freelancers in Africa

    Local bank cards often have low foreign spending limits.

  • young adults

    Bank cards can require income or credit history.

  • travellers

    Home bank cards are sometimes blocked abroad.

Chapter 5 · Not built yet?

Build it

A comparison of stablecoin cards by country that shows total yearly cost for a typical monthly spend.

Who could build it Unbanked and underbanked users, and the creators who review cards.

Build it yourselfwith Deployr Build it with the Housein the Workshop

For founders

Uses you never marketed

All projects →
TriaUnmarketed use

A first payment card for people a bank would not serve.

Connections

People to meet

Propose a bridge →
  • Gnosis Pay

    Ask which countries are next.

    Say hello
  • Ether.fi

    Learn how Cash borrows against stake.

    Say hello
  • RedotPay

    Check Asia-Pacific coverage.

    Say hello
  • Tria

    Check country availability and card tiers.

    Say hello

Propose a bridgetwo projects, one outcome neither could reach alone

Questions

Is the Tria card available in my country?

Check the Tria app's country list, because Tria card availability depends on its issuer and an identity check.

Do I need a bank account for a Tria card?

No. A Tria card spends from your stablecoin balance rather than a bank account.

What fees does a Tria card charge?

Tria charges a yearly fee by card tier and an FX fee of a few percent on non-dollar purchases.

Is a stablecoin card like Tria safe?

Tria depends on card partners who can change terms, so keep only spending money on it and start small.

The spark

What is the one thing you have been unable to buy online, and how small could your first test top-up be?

Talk to the House about itBuild it with us

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