Project portal
Tria
Tria is a self-custodial crypto neobank whose card lets you spend from your wallet balance. Here is what people actually do with it, gathered from 6 solved problems and 1 Unlock.
Uses the community found
what people really do with it
The under-marketed use is freelancer payroll: get paid in USDC, keep custody, and still pay rent and groceries by card the same week.
from: Spend stablecoins anywhere with a card →You can spend dollar savings directly with a stablecoin card instead of converting back at a bad rate. Stablecoin cards such as Tria convert at the point of sale.
from: Keep my savings worth something →A virtual card can be ready for online shopping before a plastic one would even ship. Tria offers virtual cards alongside physical ones.
from: I have no card to pay online →The FX fee, not the card fee, is often the biggest cost for non-dollar purchases. Third-party guides list Tria FX costs of about 3 to 4 percent.
from: I have no card to pay online →
Unmarketed uses
the oh! list
Spending savings directly so families never convert back at a bad rate.
from: Keep my savings worth something →A first payment card for people a bank would not serve.
from: I have no card to pay online →A stablecoin card can be the spending end of the route where local cash-out is thin.
from: Get paid even if your app is blocked →A stablecoin card turns invoice income into spending without a local bank.
from: Stripe and PayPal don't serve my country →
Where it matters
who needs it most
freelancers in Lagos: Foreign card and FX limits make dollar pay hard to receive, and the naira moves fast.
from: Get paid from abroad, no bank needed →remote workers in Kenya and Ghana: Mobile money is everywhere, and stablecoin ramps can pay out straight into it.
from: Get paid from abroad, no bank needed →students abroad paid by family: Small, frequent transfers get crushed by flat wire fees.
from: Get paid from abroad, no bank needed →freelancers paid by foreign clients: Banks often freeze accounts that receive unusual foreign or P2P payments.
from: My bank froze my account →people in countries with sudden capital controls: A single-bank life leaves no way to pay for essentials during a freeze.
from: My bank froze my account →families in Argentina, Turkey and Nigeria: Local currencies have lost large shares of their value in recent years.
from: Keep my savings worth something →savers with no access to dollar accounts: Stablecoins give dollar exposure without a foreign bank.
from: Keep my savings worth something →migrant workers saving for a return home: They can keep earnings in dollars until they move back.
from: Keep my savings worth something →freelancers in Africa: Local bank cards often have low foreign spending limits.
from: I have no card to pay online →young adults: Bank cards can require income or credit history.
from: I have no card to pay online →travellers: Home bank cards are sometimes blocked abroad.
from: I have no card to pay online →freelancers after a payment app exits: When a service withdraws from a market, a wallet address is a backup that needs no reapproval.
from: Get paid even if your app is blocked →workers in countries under heavy FX controls: Holding dollars between paydays protects against sudden local currency moves.
from: Get paid even if your app is blocked →contractors paid by many small clients: One wallet address replaces juggling several apps with different country lists.
from: Get paid even if your app is blocked →freelancers in Pakistan and Bangladesh: Stripe is not offered for local merchants.
from: Stripe and PayPal don't serve my country →developers in sanctioned-adjacent banking systems: Card rails can be patchy; check sanctions rules first.
from: Stripe and PayPal don't serve my country →designers selling templates online: A USDC checkout works from any country you are legally allowed to sell from.
from: Stripe and PayPal don't serve my country →
Token utility ideas
a job for every holder, not a price
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Build on it
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A budgeting tool that reads a Tria wallet's card spend onchain, sorts it into categories and exports a monthly sheet for tax.
from: Spend stablecoins anywhere with a card →A payment link a freelancer sends that shows the client a USDC amount and the receiver a live local cash-out quote.
from: Get paid from abroad, no bank needed →A freeze-ready kit that drafts a bank appeal letter from your country's rules and sets up a small backup wallet in one sitting.
from: My bank froze my account →A savings tracker that shows a family's stablecoin pot next to what it would be worth in local currency, with alerts for depegs.
from: Keep my savings worth something →A comparison of stablecoin cards by country that shows total yearly cost for a typical monthly spend.
from: I have no card to pay online →A ramp comparison page that shows live cash-out quotes for one country side by side, refreshed daily.
from: Get paid even if your app is blocked →A USDC invoice link with a PDF receipt and a live local cash-out quote for the freelancer.
from: Stripe and PayPal don't serve my country →
Solutions that use Tria
- solved problemGet paid from abroad, no bank needed
- solved problemMy bank froze my account
- solved problemKeep my savings worth something
- solved problemI have no card to pay online
- solved problemGet paid even if your app is blocked
- solved problemStripe and PayPal don't serve my country
- UnlockSpend stablecoins anywhere with a card
Support desk
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Tria's curators
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