Project portal
Arc
Arc is Circle's chain where USDC itself pays the gas, so you only need the dollars you send. Here is what people actually do with it, gathered from 9 solved problems and 1 Unlock.
Built by the House We have already built 62 apps for the Arc ecosystem.
Uses the community found
what people really do with it
The under-marketed use is everyday remittance: paying gas in USDC means a first-time receiver never needs to buy a second token.
from: Send dollars across a border in seconds →On Arc, the sender pays network fees in USDC itself, so a first-time sender never needs to buy a second coin just to send. Arc is Circle's chain built with USDC as the gas token.
from: Get paid from abroad, no bank needed →A paywall can charge a fraction of a cent, which card processors cannot do profitably. Card fees have a fixed part per payment; USDC transfers on Arc cost far less.
from: Get paid after processors drop me →
Unmarketed uses
the oh! list
Paying gas in USDC makes first-time receivers in Africa and South Asia viable without any extra token.
from: Get paid from abroad, no bank needed →A diaspora remittance rail where the sender only ever touches dollars and pays gas in USDC.
from: Sending money home costs too much →A USDC-gas chain lets someone who just lost their payment app receive and resend without buying a second token.
from: Get paid even if your app is blocked →Paying gas in USDC makes fan payments simple for people who hold only dollars.
from: Streaming pays my band almost nothing →USDC gas means elders only ever deal with dollars, never a second token.
from: Our village wants to pool for a well →Micro-paywalls priced in cents are a use cards cannot serve.
from: Get paid after processors drop me →A USDC-native chain is an invoice rail for the countries cards skip.
from: Stripe and PayPal don't serve my country →
Where it matters
who needs it most
freelancers in Lagos: Foreign card and FX limits make dollar pay hard to receive, and the naira moves fast.
from: Get paid from abroad, no bank needed →remote workers in Kenya and Ghana: Mobile money is everywhere, and stablecoin ramps can pay out straight into it.
from: Get paid from abroad, no bank needed →students abroad paid by family: Small, frequent transfers get crushed by flat wire fees.
from: Get paid from abroad, no bank needed →Nigerians in the UK, US and Canada: Monthly support payments add up, and the gap between quoted rates is large.
from: Sending money home costs too much →parents paying school fees in Nigeria: Fees are due on fixed dates and holding dollars avoids converting early.
from: Sending money home costs too much →siblings abroad sharing one parent's upkeep: A shared Safe lets each sibling top up one pot and see every spend.
from: Sending money home costs too much →fans of African musicians: Platform payouts are low.
from: Send my tip straight to the creator →indie writers: Patron sites take a share.
from: Send my tip straight to the creator →small streamers: Payout minimums delay income.
from: Send my tip straight to the creator →freelancers after a payment app exits: When a service withdraws from a market, a wallet address is a backup that needs no reapproval.
from: Get paid even if your app is blocked →workers in countries under heavy FX controls: Holding dollars between paydays protects against sudden local currency moves.
from: Get paid even if your app is blocked →contractors paid by many small clients: One wallet address replaces juggling several apps with different country lists.
from: Get paid even if your app is blocked →mutual aid groups: Members can see the balance and approve spending together.
from: Our charity's funds keep getting frozen →small charities in unstable banking systems: Funds keep moving when a local bank limits accounts.
from: Our charity's funds keep getting frozen →diaspora fundraisers: Donors abroad send directly to a shared address with no wire fees.
from: Our charity's funds keep getting frozen →independent bands with loyal fans: Small, committed audiences pay more directly than through streams.
from: Streaming pays my band almost nothing →artists in countries Stripe does not serve: USDC works where card processors do not.
from: Streaming pays my band almost nothing →live acts: A QR code at the merch table takes tips from anywhere.
from: Streaming pays my band almost nothing →rural communities with diaspora: Family abroad can see where their money went.
from: Our village wants to pool for a well →savings groups and chamas: A multisig adds an approval rule to an old practice.
from: Our village wants to pool for a well →school or clinic building projects: Staged payouts tie money to visible progress.
from: Our village wants to pool for a well →adult-adjacent and edgy creators: Legal work is often dropped by processors over risk policies.
from: Get paid after processors drop me →political commentators: Account closures can follow controversy; an owned page lowers that risk.
from: Get paid after processors drop me →creators in unsupported countries: USDC works where processors are not offered.
from: Get paid after processors drop me →freelancers in Pakistan and Bangladesh: Stripe is not offered for local merchants.
from: Stripe and PayPal don't serve my country →developers in sanctioned-adjacent banking systems: Card rails can be patchy; check sanctions rules first.
from: Stripe and PayPal don't serve my country →designers selling templates online: A USDC checkout works from any country you are legally allowed to sell from.
from: Stripe and PayPal don't serve my country →
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A remittance app for one corridor, like UK to Nigeria, that shows the exact fee next to a bank wire quote and sends USDC on Arc to the receiver's wallet.
from: Send dollars across a border in seconds →A payment link a freelancer sends that shows the client a USDC amount and the receiver a live local cash-out quote.
from: Get paid from abroad, no bank needed →A corridor calculator that shows bank, remittance app and stablecoin route totals for the same naira amount, refreshed daily from live ramp quotes.
from: Sending money home costs too much →A one-link tip page tied to a creator's ENS name, with a public thank-you wall and a local cash-out quote.
from: Send my tip straight to the creator →A ramp comparison page that shows live cash-out quotes for one country side by side, refreshed daily.
from: Get paid even if your app is blocked →A public donation page that reads a Safe and shows every gift and payout in plain words.
from: Our charity's funds keep getting frozen →A gig-night QR page that takes USDC tips and shows a live supporters wall on stage.
from: Streaming pays my band almost nothing →A village fund page in local language that shows the balance, each gift, and each stage photo of the well.
from: Our village wants to pool for a well →A creator storefront that combines a USDC paywall, tip jar and Farcaster follow button in one link.
from: Get paid after processors drop me →A USDC invoice link with a PDF receipt and a live local cash-out quote for the freelancer.
from: Stripe and PayPal don't serve my country →
Solutions that use Arc
- solved problemGet paid from abroad, no bank needed
- solved problemSending money home costs too much
- solved problemSend my tip straight to the creator
- solved problemGet paid even if your app is blocked
- solved problemOur charity's funds keep getting frozen
- solved problemStreaming pays my band almost nothing
- solved problemOur village wants to pool for a well
- solved problemGet paid after processors drop me
- solved problemStripe and PayPal don't serve my country
- UnlockSend dollars across a border in seconds
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